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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic, helpful company

It was great working with the team from Zopa. They answered all my questions and the process was quick and seamless throughout. Would definately recommend them! Reviewed on: 11th April 2023

Very good service

Very helpful & friendly service Reviewed on: 11th April 2023

Credit card

Amazing benefits of credit card using it's one most thing is useful Reviewed on: 11th April 2023

Amazing card

Zopa is fabulous for building credit and giving you a great starting credit which you are able to build up and gain a credit increase over time. I love using my zopa as the interest isn't bad and it's simple and easy to use and has a brilliant app to keep track of spending which has some good features. Reviewed on: 11th April 2023

The best

I found it very easy to to do online and I got the response I needed form them and in good time aswell so overall I would recommend zooa to everyone Reviewed on: 11th April 2023

Amazing

Never had a problem with them. Been nothing but fantastic Reviewed on: 11th April 2023

Great service during loss of brother in law

The team at Zopa are extremely helpful and I have always experienced fantastic customer service, Unfortunately my partners brother took his own life the day before we were due to go on our first holiday together - it was an incredibly difficult time and so sad. The insurance company did not honour our claim, we lost thousands of pounds that we had paid but that loss paled in significance against the tragic circumstances - we both had to take unpaid time off work - my partner to help look after the two young children and his brothers wife and myself to look after my partner - the sudden loss affected so many lives and we were and still are devastated. I had to ask for a payment holiday in light of these events and the service and care I received was second to none and I felt genuine concern from anyone I have spoken to at Zopa. We have both been hit not only emotionally but also financially so winning some extra money would be amazing to go towards maybe finally getting that holiday!! Great work to all Zopa and keep up the good work! Reviewed on: 11th April 2023

Does what it says on the tin

Best credit card I've had ever,speedy payment clearing and support staff are very helpful and friendly Reviewed on: 11th April 2023

Fantastic

Great card. Great service and customer care Reviewed on: 11th April 2023

Great card and app

Great card with real-time details about borrowing power and how you can improve. Reviewed on: 11th April 2023

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