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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good

5
Best credit card provider I have Reviewed on: 11th April 2023

Amazing

5
Help me out a great deal amazing support and help Reviewed on: 11th April 2023

Excellent

5
Great service and efficient staff Reviewed on: 11th April 2023

Cannot fault

5
Cannot fault them, they have been great Reviewed on: 11th April 2023

Easy and fast

5
Easy, fast and no hassle. Great stuff Reviewed on: 11th April 2023

Excellent service and great deals

5
Everything is simple to use especially the Zopa app. Informed of any changes straight away. Reviewed on: 11th April 2023

Amazing

5
Have had this credit card for nearly a year now payments aren’t too high on it to repay really good company Reviewed on: 11th April 2023

Mr

5
One the best credit card finance company they very good customer service Reviewed on: 11th April 2023

The app!!

5
The app makes everything so easy. I’m autistic and I am absolutely awful at controlling my spending & bills. But the app makes everything so easy. It’s so simple & user friendly!! X Reviewed on: 11th April 2023

Great card

5
Great card and customer service Reviewed on: 11th April 2023

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