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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy and Hassle Free

The app is extremely user friendly, you can even access your pin and other handy bits that other credit card providers don’t offer Reviewed on: 11th April 2023

Good credit builder credit card

Good credit card, helping to build my credit score. App is easy to use and zopa keep you informed regularly with payment reminders and good credit building tips. Definitely recommend this card. Reviewed on: 11th April 2023

Friendly and kind

I really like how works. Very helpful. Thank you a lot to Zopa. Reviewed on: 11th April 2023

Simple great

To help to improve bad credit score like mine was is the best, no doubt. Reviewed on: 11th April 2023

Excellent Card

Zopa is easy to set up and use. The app is one of the best, you can literally do everything very quickly and easily. Reviewed on: 11th April 2023

Easy to manage

Credit cushion is a very handy feature which makes it much easier to manage your balance Reviewed on: 11th April 2023

Brilliant provider

Great customer service. Easy to use app Reviewed on: 11th April 2023

Amazing banking with zopa

Love baking with zopa, so easy to use. Reviewed on: 11th April 2023

Absolutely brilliant

Hrest company easy application top app whats more to say Reviewed on: 11th April 2023

Most user friendly finance

From application, setting up and managing the account, to customer service, I felt that Zopa was always a few steps ahead to make my journey seamless. Reviewed on: 11th April 2023

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