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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent Company

Very fair and offer balance cushion and regular updates which really helps manage your spending. Ideal for use abroad too. Would recommend to anyone. Reviewed on: 11th April 2023

Clear, accessible, joy to use service

I’ve had a great experience so far using Zopa credit card. Their app is clear and accessible, payments are reflected quickly, easy to find support, a great customer service overall. My favourite perk is ease with which I can use the card abroad and for payments made in different currency with no additional charges and good exchange rates. As I travel a lot, I find this particularly useful. Reviewed on: 11th April 2023

Best credit card you can get

Easy to apply for, easy to use, great app Reviewed on: 11th April 2023

Card

Fabulous card and highly motivated company Reviewed on: 11th April 2023

Very helpful

Always helpful, app is amazing and easy to use Reviewed on: 11th April 2023

Fab never had any problems at all and been with them years

Been with the company for years and never had any issues would definitely recommend Reviewed on: 11th April 2023

Great Credit Card Company

Fast and easy to apply for a credit card. Their mobile app also doesn’t just look great but so easy to use and manage! I would certainly recommend. Reviewed on: 11th April 2023

Great card

Easy to use lots advice how to manage your account also advice about your credit also help on your account also tells you your score and how to improve score would highly recommend Reviewed on: 11th April 2023

Great!

Great credit card company, very good interest rates. Really friendly customer service. Super easy to use the app - couldn’t recommend enough! Reviewed on: 11th April 2023

Excellent

Best card and very easy to use and very easy to pay Reviewed on: 11th April 2023

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