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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

So easy to use

Zopa is easy to use and have helped me build my credit score very i love it Reviewed on: 11th April 2023

Straightforward credit card

Easy to apply and the app makes it so easy to manage, great communication and payment is reflected in your balance straight away providing peace of mind. Reviewed on: 11th April 2023

Good customer service

Always very helpful never pressure you for payments. Just make sure that you can afford to pay back what you can or highly recommend this company to anyone. Keep up the good work everyone Reviewed on: 11th April 2023

They do good by me

No complaints, everything works and payments are shown straight away. No problems thus far. My second time either them, all happy. Reviewed on: 11th April 2023

Fees responsible lenders

Have had a card for a while now and get regular communication with updates. Easy to use app Reviewed on: 11th April 2023

Really helpful

Needed extra cash on credit and Zopa helped with what was looking for Reviewed on: 11th April 2023

Amazing

This company well I had an issue with in 20 Mins it was solved and resolved could not fault any thing best card yet Reviewed on: 11th April 2023

First class service

Any time I needed to contact them always very helpful Reviewed on: 11th April 2023

Brilliant

Had no issues Online chat bot is available when needed Recommend Reviewed on: 11th April 2023

Great lender and would recommend to everyone

Very considerate and helpful despite personal circumstances Reviewed on: 11th April 2023

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Want to see more from Zopa?

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