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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The Credit Card Company who Care

This company helps you with easy talking & swift action. Reviewed on: 11th April 2023

friendly and professional

very friendly and professional service...great communications Reviewed on: 11th April 2023

Fantastic responsible lender

They accepted me when others wouldn't. I'm now on my way to building a better credit report and I have a brighter future. Thanks Zopa :-) Reviewed on: 11th April 2023

Zopa review

Just great service from start to finish, no problem for customer service, totally satisfactory Reviewed on: 11th April 2023

Wonderful card! Must have when traveling.

I love my Zopa credit card. I depend on it when I'm travelling, It makes it easy to spend in other currencies without all of the extra fees that my other credit cards charge me. There is no reason it should cost more to spend a Euro than a Pound and with Zopa, it doesn't. I recommend this card to anyone who travels out of the country. Reviewed on: 11th April 2023

Great and easy credit card

Zopa is a great credit card with easy-to-manage mobile banking. They make paying off your card so easy. Much better than most. Reviewed on: 11th April 2023

Understanding

I once fell behind with payments, when doing so the people I spoken to where very understanding accommodating to my means. Reviewed on: 11th April 2023

The best credit card

Thank you very much for your service, I used the credit card and I so happy because it semple the make payment Reviewed on: 11th April 2023

Fab little card

Easy to apply. Regular updates and often new features most months on the app. Reviewed on: 11th April 2023

Fantastic easy to user friendly

I’ve been Zopa now for while and all dead friendly when spoken to on phone easy to use and app straight forward to great product Reviewed on: 11th April 2023

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