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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Great service

5
I've has my cars for 2 years never had any problems payments are so simply to make and if I have had to ring service from the staff is exceptional Thank.you Zopa Reviewed on: 11th April 2023
Eileen Timson's avatar
Eileen Timson

Its the best

5
Its a trust company Zopa.i like a lot Reviewed on: 11th April 2023
Vasile balan's avatar
Vasile balan

Quick Amazing Service

5
Really quick reply and received card in a short amount of time Reviewed on: 11th April 2023
Joanna Bennett's avatar
Joanna Bennett

Brilliant

5
Best credit card ,low credit amounts ,so easy to repay and harder to get into debt. Manage account online, through the app and they send statement emails through. Reviewed on: 11th April 2023
Susan Fisher 's avatar
Susan Fisher

Easy to use and great customer service

5
As I said in the title of this review, my zopa credit card has been incredibly easy to use (particularly like the credit cushion function!) And customer service has been top notch on the occasions I have needed to contact someone. Highly recommended Reviewed on: 11th April 2023
Conor Sizeland's avatar
Conor Sizeland

Brilliant service

5
Its been fab from start to finish xx Reviewed on: 11th April 2023
Chloe shaw's avatar
Chloe shaw

Great card 10/10

5
Had the credit card for a while never had a problem 10/10 Reviewed on: 11th April 2023
Tommy's avatar
Tommy

Excellent service

5
Would highly recommend - excellent service. Reviewed on: 11th April 2023
Rachel Rose's avatar
Rachel Rose

Excellent

5
This company have helped me out so much. Very sensible lender, great customer service. So happy I found Zopa!! Reviewed on: 11th April 2023
Katherine Beattie 's avatar
Katherine Beattie

Excellent

5
This has been a great card no problems and when you contact them they are so helpful Reviewed on: 11th April 2023
nicholas clarke's avatar
nicholas clarke

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