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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great credit card

Great credit card reminder me when my payment is due to be paid. It is very to check your credit balance and your statement. Very happy with my credit card. Reviewed on: 11th April 2023

Amazing

Good company and really helped my credit rating aswell Reviewed on: 11th April 2023

Friendly staff, easy to use

Been great from start to finish, if you need to rearrange a payment it’s easily done on the app, or with the help of friendly staff! Reviewed on: 11th April 2023

Helping ton rebuild my credit rating

I took a zopa credit card ti help rebuild my credit rating. Zopa have allowed me to start rebuilding my credit file in a safe and affordable manner. Excellent service in every aspect Reviewed on: 11th April 2023

Zopa is my life

The great thing about zopa is that am always informed about anything to do with my account. When am doing good or bad when am eligible for some goodies from loan to my credit card being increased to other available products. Absolutely love this company, changes my life completely. My credit was so bad but they gave me the opportunity to build back my confidence. Reviewed on: 11th April 2023

My number 1 card provider

Never let’s me down! Great app , simple to use Reviewed on: 11th April 2023

Amazing Customer Experience

Easy set up, Easy use, Easy to contact customer services. Great company! Reviewed on: 11th April 2023

Really easy to use

Card is great and the app is easy to use and very helpful Reviewed on: 11th April 2023

Very good company

No issues with this company and obtaining a card was very useful and easy to access Reviewed on: 11th April 2023

Very good

Zopa have good staff that can assist you for anything you need Reviewed on: 11th April 2023

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