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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best credit card i have

Its a nice company to have a credit card with very friendly and understanding Reviewed on: 11th April 2023

Zopa.. The Smart Credit Choice

Zopa has always been there when I needed them.. great credit card company, accessible app. Friendly and helpful staff dedicated to customers and responsible lending. Would recommend in an instant. Reviewed on: 11th April 2023

Flexible and helpful

Great card company and very helpful customer service Reviewed on: 11th April 2023

Hassle free

Really good no hard pressure for products Reviewed on: 11th April 2023

Great

Easy to work with, contact. Best credit card I have Reviewed on: 11th April 2023

Fair an Honest

Had my credit card a year or so now, I got a reasonable credit limit that was manageable. The repayment system is great by crediting your account straight away over great company. Reviewed on: 11th April 2023

Boost credit

Zopa credit card help me to improve my credit rating. Reviewed on: 11th April 2023

Very good

Very helpful very easy very smart Reviewed on: 11th April 2023

Credit card

Easy to use credit card and the interest rate is not too bad Reviewed on: 11th April 2023

Zupa credit card

I'm very happy with service . Highly recommend Reviewed on: 11th April 2023

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