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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simple and straight forward

No hassle just simple and straightforward. Easy to use and up-to-date information. Reviewed on: 11th April 2023

Ease of use!

Easier to use than first anticipated, now that I’m buying the majority of my goods on line this card supports the safe purchase of goods and services. Reviewed on: 11th April 2023

Responsible

Responsible lender cares about customers Reviewed on: 11th April 2023

Good bad credit card company

Good credit card company for bad credit people like me. And the app.is brilliant Reviewed on: 11th April 2023

Best card ever

Iv had my card for couple of years now .carnt complain at all Reviewed on: 11th April 2023

5*

5* and would be happy to recommend to family and friends. Easy website to use. Reviewed on: 11th April 2023

The best

Zopa is number one for me, I have recommended and will recommend this card to everyone... Reviewed on: 11th April 2023

Excellent service

Really helpful, clear and concise advice, streamlined and efficient application process. Cannot fault them. Highly recommend. Reviewed on: 11th April 2023

Amazing

I love the credit card is really amazing and support Reviewed on: 11th April 2023

Super Zopa!!

Amazing providers. Easy to use app. Don’t look anywhere else! Reviewed on: 11th April 2023

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