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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Making credit cards easy

5
Easy and straightforward application, the app is simple to use and customer service is second to none Reviewed on: 11th April 2023

Credit card

5
Top card and easy to use allows there to help Reviewed on: 11th April 2023

Great product

5
The best thing about it is the credit cushion. I love that feature. Reviewed on: 11th April 2023

Awesome service

5
Amazing company to deal with 5 * service Reviewed on: 11th April 2023

Credit card

5
Very good card easy to use payment reminders so all good. Reviewed on: 11th April 2023

Perfect for what I use it for

5
Zopa have been great never message me or send me letters unless they need to for important information. Let me use my card as I wish. Staying within the limit of course. Reviewed on: 11th April 2023

Better Provider

5
Most amazing credit cards provider and nice apps Reviewed on: 11th April 2023

Amazing

5
Easiest to use credit card payments apply straight away and very helpful customer service Reviewed on: 11th April 2023

Awesome

5
Very good communication and very helpful Reviewed on: 11th April 2023

Easy and convenient

5
Easy to use car and app. With this. At and app you know exactly where you stand. Love the real tome balance unlike other cards I’ve hard e hi ch update after a few days. Easy to make a payment and pay off balance which is almost instantly. Very happy with my Zopa card!! Reviewed on: 11th April 2023

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