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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

the best

easy app with all important information in one perfect place Reviewed on: 11th April 2023

Great customer service

Very friendly and empathetic when dealing with a dispute. Really nice to talk to and easy to deal with. Didn’t take long to answer the phone. No waiting. Dealt with quickly. Reviewed on: 11th April 2023

Best of the best

Great company only a call away very helpful staff Keep you updated Reviewed on: 11th April 2023

Amazingly understanding company

I was at a low with my credit rating not being at its best, they shelled with a small limit to get me on my way without plunging me into unaffordable debt Reviewed on: 11th April 2023

Customer review

Zopa is an excellent credit card, I am happy to be part of this credit card company. So I will recommend this credit card company to my friends and family. Reviewed on: 11th April 2023

Best credit card company

Best company in the uk. Would 100% recommended to anyone wanting to build their credit score Reviewed on: 11th April 2023

Best credit card

The best credit card i ever had. Reviewed on: 11th April 2023

Great support

Great company. Trust me. Staying with them Reviewed on: 11th April 2023

Very straightforward and user friendly

Absolutely no issues in application being well informed along the way which continues with regular updates and information Reviewed on: 11th April 2023

The best Credit Card!

Great company - easy to use and great customer service Reviewed on: 11th April 2023

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