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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent credit card services

Extremely professional assistance and comfortable managing accounts and excellent banking app Reviewed on: 11th April 2023

Zopa is the best

I have been using Zopa credit card for almost 2 years, I am very satisfied and happy Reviewed on: 11th April 2023

Credit transfer

Zopa will not you move your balance to another cars so stuck with high interest payments Reviewed on: 11th April 2023

Great app, Great customer service

App is easy to use, payments are handled quickly Reviewed on: 11th April 2023

Card

Great app easy to use and the company give you plenty of notice when payment is due Reviewed on: 11th April 2023

Easy to setup

Great help from start to finish with the application, Up to date emails and text to let you know how you are doing with the app, 10 out of 10 Reviewed on: 11th April 2023

Excellent

Best card I've ever had no hassle easy payments and the company are always there yo help with any inquiries Reviewed on: 11th April 2023

Perfect for me

Handy credit card, easy to use app! Reviewed on: 11th April 2023

Handy as a back

Have no trouble with this creditcard Reviewed on: 11th April 2023

credit card app & customer service

Zopa have been my go to credit card for some time now, reasonable interest rates, a great app and great service, thank you zopa Reviewed on: 11th April 2023

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