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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very helpfull staff

I've had ni issues with zopa and the on line app is brilliant Reviewed on: 11th April 2023

Excellent

Easy application process, brilliant app that is easy to use and keeps you on track with notifications. Highly recommended Reviewed on: 11th April 2023

Fab for building up credit score

Great first credit card for building up your credit score. Reviewed on: 11th April 2023

Brilliant

Excellent service well worth building a credit score using this card. Reviewed on: 11th April 2023

Awesome card

Always a great card to use never get charged crazy fees it's the best Reviewed on: 11th April 2023

Top notch service

Great credit service Hassle free easy to use credit card great for building bad credit Highly recommended Reviewed on: 11th April 2023

Very straight forward

Easy to use App Great notifications Reasonable interest rates Good communication Reviewed on: 11th April 2023

Straight forward and easy to use

My experience with Zopa has been amazing, straight forward App and payment reminders. Excellent service Reviewed on: 11th April 2023

Reliable and easy credit card

I find their app very useful and easy to navigate. Never had any issues with my card or Zopa in general. Recommended. Reviewed on: 11th April 2023

Zopa credit card

Excellent service, clear easy app, full disclosure of all/any costs or charges etc. Helpful online information to help manage my budgets and credit, great advice to save and lots of tools to help manage and improve. Reviewed on: 11th April 2023

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