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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good service

It's a very good service which I highly recommend to friends and family Reviewed on: 11th April 2023

Great Credit Card

It’s a brilliant Credit Card, such an easy app for the credit card, it’s has all the information I need, apps easy to manoeuvre around in its bright and looks good. The charges are reasonable and fair what else can I say best Credit Card out there! Reviewed on: 11th April 2023

Great company

Easy to understand tems and s great app making online qccount management easy quick and secure! Reviewed on: 11th April 2023

Amazing company

Made an application for my credit card which was so easy an straight forward no complications at all, they gave me an affordable limit so I was never at risk of some debt. Also since having this credit card it’s really helped with my credit score which I was really struggling with. So thank you Zopa. Amazing company and fantastic service. 10/10. Reviewed on: 11th April 2023

The one and only

First and foremost, Zopa credit cards offer some of the best rates in the industry, which means you can save money on interest and fees. But that's just the beginning of what makes Zopa so great. The benefits of using a Zopa credit card are numerous. For starters, their cards come with a range of rewards programs, so you can earn points for your purchases that can be redeemed for cashback, travel, or merchandise. Plus, Zopa offers special deals and discounts on a variety of products and services, including travel, dining, entertainment, and more. Another advantage of Zopa credit cards is the outstanding customer service. Their customer support team is available 24/7 to answer any questions you may have or help you with any issues you may encounter. You can easily manage your account online, and they also provide fraud protection to keep your personal information safe. Reviewed on: 11th April 2023

Best

Brilliant absolutely good service Reviewed on: 11th April 2023

Credit card

It is the easy appt to work and the service is brilliant Reviewed on: 11th April 2023

Nice card

Easy to apply and use. Received message about every transaction Reviewed on: 11th April 2023

Probably the best so far

I wanted to improve my credit rating and was searching for the best credit card companies and found Zopa. I got my card in no time and my rating humped from 300 to 600 in 3 months. Thanks Reviewed on: 11th April 2023

Zopa is A Great Choice

I highly recommend the Zopa Credit Card to anyone looking for a great credit card that offers low-interest rates with generous credit limits Reviewed on: 11th April 2023

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