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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Help me build my future

Ive been use Zopa a while and this is has been help me to build my future. Reviewed on: 11th April 2023

Review

Good all around service, great communication and handy app. Reviewed on: 11th April 2023

Worth it

No fuss,no hassle,quick and easy,this company I would recommend to anyone Reviewed on: 11th April 2023

Good credit card

I'm happy with this credit card...... customer service is really good and when I'm had some problems they quickly help me sorted Reviewed on: 11th April 2023

No hassle Company

I have used Zopa for quite some time now and have found the app easy to use, affordable and dependable Reviewed on: 11th April 2023

Very effective

A good credit card . Easy to use and make repayments. Reviewed on: 11th April 2023

Best service

Good people and onest u can't say nothing about them Reviewed on: 11th April 2023

Excellent card

Its an excellent card with a great app backing it would highly recommend it to anyone Reviewed on: 11th April 2023

A really great company

I was apprehensive of getting credit as I'd never had a credit card before but zopa gave me the chance I needed and have really helped me build my credit score up! The app is so easy to use and I would recommend them Reviewed on: 11th April 2023

Easy Peasy

Zopa’s service along with their app and other bits within the app just makes users life easy in terms of money management and paying back. It’s honestly the simple yet industry leading. Many big banks and other credit card providers should take learning! Reviewed on: 11th April 2023

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