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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent card provider

Zopa have an excellent app which is easy to use, are also a responsible lender, not offering credit increases as other providers seem to when they can see you are struggling. Always helpful when I’ve needed to get in touch Reviewed on: 11th April 2023

Great card

Great card and when u speak to the people they are very friendly and helpful Reviewed on: 11th April 2023

Outstanding service

Always by the side of customers need Reviewed on: 11th April 2023

More than just a credit card

Zopa offers money saving tips and credit score boosting tips too! The on line app is also really easy to navigate. Reviewed on: 11th April 2023

Great company

Great credit card and company Very easy , nice customer service for n anything Reviewed on: 11th April 2023

Excellent in every way

Excellent in all ways . Brilliant Reviewed on: 11th April 2023

Very simple and user friendly

I have been with Zopa for a while now and I can honestly say it is so easy to use. The app helps you to stay on track of your spending, with real time information and money clears straight away. So simple and so user friendly, I would definitely recommend. Reviewed on: 11th April 2023

Fantastic

Really great service and fanatic customer service Reviewed on: 11th April 2023

Easy. Simple. Fair

The title says it all. Have a credit card with them and the app is very easy to use and informative Reviewed on: 11th April 2023

Excellent service

Zopa is a fab credit card there is no sudden changes or hidden costs they let you know when you get a limit increase . Would definitely recommend. Reviewed on: 11th April 2023

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