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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use

Always ready to help you and can always get in touch when you need to Reviewed on: 11th April 2023

No credit limit increase

I’ve been with them a while now and they like to auto bot your account so they dont know how well you look after your account so getting a increase is impossible I’ve ask but always been told No But it’s up to you just thought I’ll let you know vote Zopa every body Reviewed on: 11th April 2023

Easy management, good service

Excellent provider, one of the best Reviewed on: 11th April 2023

Great card

Excellent customer service Reviewed on: 11th April 2023

Fantastic

Fantastic credit card would recommend Reviewed on: 11th April 2023

Overall Service

Excellent customer service care, quick and efficient, easy to use application Reviewed on: 11th April 2023

Good service card is great

Your able ti.use it on Google wallet and that's a plus its accepted everywhere and if you need to contact customer services there help is spot on Reviewed on: 11th April 2023

I would recommend the Zopa company to all my family and friends 5

I have had a good experience with zopa 10 Reviewed on: 11th April 2023

Card recommendations

Wonderful easy to use easy to pay and app is great easy to get around everything you need Reviewed on: 11th April 2023

Always happy to help

Great company always happy to help go above and beyond to get what you want Reviewed on: 11th April 2023

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Alternative products

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
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