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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great!

Very good and very easy to use Staff very friendly and helpful Reviewed on: 5th April 2023

Best in the business

I have a great experience so far with Zopa. Great customer service and lowest APR i could find on the market Reviewed on: 5th April 2023

Very good card

Zopa has helped me a lot and will continue using them in the near future Reviewed on: 5th April 2023

Easy to manage, make payements and track usage

Monile app works well and has clear presentation. Everything can be managed from there. Easy proccessing of payments and up-to-date tracking of spending and balance. Reviewed on: 5th April 2023

Really good

Good correspondence good service and easy to Use app Reviewed on: 5th April 2023

Good value

Been a customer for the last 2 years and the app is easy to navigate and use Reviewed on: 5th April 2023

Good service

Very easy to use the app and easy to understand. Pluss I have had no issue's at all Reviewed on: 5th April 2023

Very good service

I am happy your service and I am too much happy Reviewed on: 5th April 2023

Credit card

I’m happy to be zopa easy to use Reviewed on: 5th April 2023

Innovative Credit Card with easy access

Not having the best credit rating I didn't imagine I'd be able to access a credit card but with a low, affordable limit and easy to use app I am able to instantly track my spending, keep up to date with subscriptions and set a credit cushion to prevent getting too near my credit limit, keeping my spending affordable. Reviewed on: 5th April 2023

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