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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent services

Very helpful in dealing with costumers queries/needs. Reviewed on: 1st April 2023

Very good and helps credit rating.

Very easy to use app, and good info on app, informative and easy to use Reviewed on: 1st April 2023

Credit card

Good interest, nice app and pots functionality is great Reviewed on: 31st March 2023

Really help full

Great customer service, always someone to talk to , don't get passed around Reviewed on: 30th March 2023

Easy to use

Zopa is so easy to manage and they always keep you updated so no chance of out of control which is great Reviewed on: 30th March 2023

Easy to apply

Good customer service and easy application, high apr but love the fact if its dose not charge for foreign currency Reviewed on: 29th March 2023

Easy-peasy

No-faff credit card, perfect for spending while abroad. Reviewed on: 29th March 2023

Easy and efficient from start to finish

Very easy to apply decision in seconds whole process was a breeze would highly recommend Reviewed on: 29th March 2023

Great experience with Zopa

Best credit card provider, very affordable repayments and interest is very fair Reviewed on: 29th March 2023

Amazing

They are so simple and straightforward with their offers and I love it Reviewed on: 28th March 2023

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