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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Simple and easy to use

Great app that is simple and intuitive. Probably my favourite credit card to deal with Reviewed on: 23rd February 2023

Great

Good 1st credit card free interest for 1st year Just watch the intrest Reviewed on: 23rd February 2023

Easy

The services and products I received was great easy to set up and get started Reviewed on: 23rd February 2023

Zopas app great, credit buffer fab

Zopa app is so clear, concise, tells you what you need to know. Credit buffer offers peace of mind that interest added will not send me over limit. One off payments are easy. Reviewed on: 23rd February 2023

Perfect

I did a balance transfer with Zopa and found the really easy to deal with and the app is user friendly. Your deposits show straight away unlike most credit card providers. Joy to deal with. Reviewed on: 23rd February 2023

Good credit builder

Lived abroad for many years so no credit history in UK. Using Zopa and various other cards to build history. Average to high interest rate but to be expected with little history. Good experience so far. Reviewed on: 23rd February 2023

Very satisfied

I am happy to use this card and I sincerely recommend m Reviewed on: 23rd February 2023

Amazing

Love the app. Easy to use no concerns with using the card or app. Reviewed on: 23rd February 2023

Excellent

Excellent good service of zoopa to provide money Reviewed on: 23rd February 2023

Easy to use

I just love Zopa products! They are always there when you need it the most! Reviewed on: 23rd February 2023

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