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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Simple and manageable

This is very simple to use and manage so everything is at your fingertips. Reviewed on: 23rd February 2023

Practices what it preaches

A supporting hand when most needed Reviewed on: 23rd February 2023

Simple to use, a real boost to credit rating

Zopa was a simple application. Pre approved. Sensible initial credit limit Reviewed on: 23rd February 2023

Brilliant service

Excellent service. Fast and efficient and always keeps you up to date. And helps you with your finances Reviewed on: 23rd February 2023

Great card

Great card to use the card aboard as I like to travel Reviewed on: 23rd February 2023

ZOPA is the best

Zopa helped me in building my credit score Reviewed on: 23rd February 2023

Easy fast service

Easy fast trustworthy service and communication Reviewed on: 23rd February 2023

The best credit around

This credit card is awesome and the app is excellent and very easy to use it give you everything you possible need. Reviewed on: 23rd February 2023

Easy controllable convenient

Great honest finance company that I would recommend to everyone Reviewed on: 23rd February 2023

Easy to use

Great company, easy to use and great tips from them with regards to budgeting and credit building Reviewed on: 23rd February 2023

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