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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good easy to use

Very good easy to use application. Only negative APR creeps up a little to often. Reviewed on: 22nd February 2023

Great credit card

Easy application to complete and quick turnaround Reviewed on: 22nd February 2023

Great company

They have been nothing buy great to me! Reviewed on: 22nd February 2023

Credit card

Easy to apply the app is very easy to use Reviewed on: 22nd February 2023

Easy application

Easy to apply and understand simple account access Reviewed on: 22nd February 2023

Its okay

Overall good but App could do with being better Reviewed on: 22nd February 2023

Excellent

Great company and so easy to manage using the App Reviewed on: 22nd February 2023

CRYSTAL CLEAR ADVICE

ZOPA ARE SO TRANSPARENT AND OPEN Reviewed on: 22nd February 2023

Amazing app and credit card

Like insiad app working incredibly quickly and heandy. Reviewed on: 22nd February 2023

Great communication and easy to use service!

For a credit card company they are great at communicating and the service is so easy to use! Reviewed on: 22nd February 2023

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