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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good

Easy to use & really like the website Reviewed on: 22nd February 2023

Great, efficient and helpful

Zopa have been great. Efficient service, always on hand to help and great rates. Reviewed on: 22nd February 2023

Easy to work with on app

App is up to date, when repaying it shows up instantly, very easy to use Reviewed on: 22nd February 2023

Not one single problem

Since I have dealt with zopa I’ve had no issues. Everything is easy to understand and I’m kept updated with everything. Reviewed on: 22nd February 2023

Great

Fast efficient reliable Easy to contact Reviewed on: 22nd February 2023

Great easy to use

Got the card to help my credit score great app with helpful tips on how to save money. Reviewed on: 22nd February 2023

Simply fantastic

Always handy when I need to buy something if don't have enough bank funds or forget my card, useful as can save to my mobile as contactless where my bank does not yet support using mobile pay Reviewed on: 22nd February 2023

Best Credit Card

Honestly I haven’t had any issues if you are looking for a card to help with credit then this is for you! One of the best. Reviewed on: 22nd February 2023

Awesome

Totally awesome company, quick and easy to speak too. Reviewed on: 22nd February 2023

helped

zopa credit card has come in hand when sort of money. Reviewed on: 22nd February 2023

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