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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good card

Signed up for zopa as a go to non immediate card i love it and cant wait to use my available credit Reviewed on: 22nd February 2023

Fantastic

I have no problem with this provider Reviewed on: 22nd February 2023

Everything I need.

I can pay if I need more money on my card straight away. Reviewed on: 22nd February 2023

Ace

Great card , comes in well handy Reviewed on: 22nd February 2023

Simple

Very quick, easy and simple. The app is also very handy to keep track Reviewed on: 22nd February 2023

Excellent service

I have received excellent service since obtaining my Zopa card. Would recommend to anyone. Very easy to keep track of your spending. Reviewed on: 22nd February 2023

Boss of all credit cards

Zopa credit card comes handy and easy to utilise with no bureaucracy Reviewed on: 22nd February 2023

Blown away

I am using ZOPA credit card for more than 10 months. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use. Reviewed on: 22nd February 2023

great card

Great customer service from the team Reviewed on: 22nd February 2023

Easy-peasy credit

Really easy to apply on line and straight forward no nonsense app to keep on top of my spending and ensuring payments made in ample time. Love it. Reviewed on: 22nd February 2023

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