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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy-peasy credit

Really easy to apply on line and straight forward no nonsense app to keep on top of my spending and ensuring payments made in ample time. Love it. Reviewed on: 22nd February 2023

Great company

Zopa is excellent from day they keep you informed they also make sure that you are keept up to date with your account l for one would recommend them to anyone. I just like to say think you zopa Reviewed on: 22nd February 2023

Fantastic service

the team are constantly watching how you spend and won’t let your limit go up with out you being able to afford it ! great company! it’s helped me a lot Reviewed on: 22nd February 2023

Very helpful

For the moment the best off the best!!!!!!!!!! Reviewed on: 22nd February 2023

The app is fantastic and easy-to-use

The app is very good and helpful to manage your money , and over all much better than other providers Reviewed on: 22nd February 2023

Good service

Update r given about credit score Reviewed on: 22nd February 2023

Friendly service

Very good app ,friendly concise service Reviewed on: 22nd February 2023

Seamless, quick, professional!

Everything has been spot on, exceeding my expectations. Easy application process, slik application for your device which makes it easy to manage your accounts, dedicated costumer support service. Can't ask for anything more! Reviewed on: 22nd February 2023

Great credit card

Never had any issues. Good communication Reviewed on: 22nd February 2023

Good

I happy to use this card ,positive response for any enquiries and good customer support team. Reviewed on: 22nd February 2023

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