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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Really helpful banking

Zopa have been great and am more than happy to vote for them time and time again. Reviewed on: 21st February 2023

Perfect card

Very good services, helpful personnel. The app is very easy to use too Reviewed on: 21st February 2023

Fab very clear service

Very clear service on the app would definitely recommend Reviewed on: 21st February 2023

Very helpful

Very good customer service and good at updating me Reviewed on: 21st February 2023

Quick, no nonsense, no worries

Applications with zopa very understandable no hidden jargon, extremely responsive beyond belief, no silly question only important information, no waste of time follow up jargon, absolutely spot on. Reviewed on: 21st February 2023

Great card, great service, great value, life saver

like a friendly face or a dog with a waggy tail, will help you out in times of need. Not too expensive, just remember to pay the minimum or the the full amount off and you cant go wrong. Reviewed on: 21st February 2023

Good customer service

I can recommended zopa credit card I’m using from long time Reviewed on: 21st February 2023

Excellent!

The company seems to be well up together. The app works brilliantly. No problems at all. All in all I write this company 10 out of 10 Reviewed on: 21st February 2023

Reliable company

Very friendly, helpful service. Reviewed on: 21st February 2023

It is such a great and helpful credit card

This credit card always was the best from others the app is amazing and easy to use and payments can be very easily. They even increased my credit limit after few months time which was amazing and very helpful and I would recommend to everyone to have one. Reviewed on: 21st February 2023

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