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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

A great credit card

A great credit card from a great company Reviewed on: 21st February 2023

Easy to use application

Getting the credit card was quick and easy and I always get notifications of my spending, easy to keep track Reviewed on: 21st February 2023

Very good

It is very important . It is very helpful Reviewed on: 21st February 2023

Fantastic

Fantastic card always help available Reviewed on: 21st February 2023

Top class

So simple to apply No gimmicks all straight forward application done in minutes Reviewed on: 21st February 2023

Straightforward

The app is so straightforward to use, I love it. I can see straight away what credit I have and can pay online too. Reviewed on: 21st February 2023

Great app, easy to control

Love my Zopa card and app, straightforward and easy to use and control. Reviewed on: 21st February 2023

Credit card

Very happy with this company, applied online, they confirmed I could have a credit card and it arrived 2 days later. Can’t fault them at all. Reviewed on: 21st February 2023

Glad I found this Card

Since applying for my Zopa card it's been so helpful for those unexpected purchases but the App is superb and great that every payment you make you get an instant update on your spending. One of the best credit cards I've had. Well done. Reviewed on: 21st February 2023

Great company

Love my experience so far with zopa Reviewed on: 21st February 2023

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