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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent Credit Card

ZOPA is one of the best customer friendly creditors I have ever had. They are mainly for bad credit. But since using and having fell into awkward times financially, missing a payment or going over my limit incurs no fees. Unlike other major credit cards that will charge you a flat fee putting you in a spiral of debt if you're not in a high financially state. Reviewed on: 21st February 2023

Taip rekomenduojama

Zopa kreditine kortele yra labai gera... Reviewed on: 21st February 2023

Top Class

Great company, transparent and very easy to deal with. Reviewed on: 21st February 2023

Easy credit card app

The credit card app is easy to use, its understandable and its really for everyone as its not complicated. Reviewed on: 21st February 2023

Easy

Easy to use and track my money Feel safe using the app and card Helps me manage finances Reviewed on: 21st February 2023

People protectors

Will never leave zopa the support and notifications alerts help they give us non biast and second to none this company cares for its customers and deserves to win with honours. Reviewed on: 21st February 2023

Simple and manageable

I have been using the zopa credit card for more than a year and I am very happy with it Reviewed on: 21st February 2023

Very easy to use

Like using this card since u bought it Reviewed on: 21st February 2023

Simply the best terms

Highly recommend it I have enjoyed their service for a while now Reviewed on: 21st February 2023

Good service

I have used this servica and it is very helpful and easy to use it Reviewed on: 21st February 2023

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