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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simple to use

Brilliant card, would use daily if it was available on Apple Pay Reviewed on: 21st February 2023

Easy to use, clear terms and conditions and simple credit card

Been using for about a year. Love the app as it lays out everything simply. Very clear about interest rates and terms. Reviewed on: 21st February 2023

Excellent customer service and care

Excellent customer service and care. Great app easy to use. Easy to make extra payments. Reviewed on: 21st February 2023

Credit card

Using credit card last 6 moths my limit gone 400to 1100 really appreciate and happy Reviewed on: 21st February 2023

Easy to access and maintain

Easy to access and msitan. No hidden fees. All clearly defined. Already recommend to friends . Reviewed on: 21st February 2023

Quick and easy service

Great for credit building. Hassle free. Reviewed on: 21st February 2023

Happy,happy,happy

Excellent customer service and reliability Reviewed on: 21st February 2023

Nice card I like because of affordable

Nice card I like because of affordable Reviewed on: 21st February 2023

Excellent

Excellent creditors. East to use app that makes life easy . As long as you keep up payments they don’t bother you in the slightest . Highly recommend to anybody needing a little help or extra . Reviewed on: 21st February 2023

credit cards to rebuild credit

zopa credit cards gave me the scope to be able to rebuild my credit rating after bankruptcy. without zopa i never could have rebuilt my credit score to the high it is today, thank you zopa. Reviewed on: 21st February 2023

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