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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Terrys review

Great Service . Good App informative and easy to use Reviewed on: 21st February 2023

Excellent credit card

Excellent credit card didn't take long to apply and card arrived quickly, and very good interest on minimum payment aswell Reviewed on: 21st February 2023

Super

My experience is because I get notifications as soon as I spend any money and it shows me my balance, which I think is awesome. Reviewed on: 21st February 2023

Excellent card

I've had zopa for a while now and love everything about it 5stars from me Reviewed on: 21st February 2023

Good cards but minimum limit

App is good. Very easy to use. When u make any payment it credit into your account instantly Reviewed on: 21st February 2023

More than just a credit card

A company that helps you save as well as offered credit Reviewed on: 21st February 2023

Reasonable rate

Brilliant and reliable product received Reviewed on: 21st February 2023

Great product

Really great app to keep track of my account, was very quick and easy to get a credit card Reviewed on: 21st February 2023

Easy application credit card

Easy to apply and easy to use, has been so useful for me Reviewed on: 21st February 2023

Comes in handy

The extra credit has been very helpful for my extra spending during festive period Reviewed on: 21st February 2023

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