Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Reliable with great app and communications

Following an emergency with my vehicle, which I rely on highly and having insufficient funds to carry out repairs, a quick questionnaire with Zopa soon resulted in a new credit card which covered my outgoings, this backed up by a very useful app has proved to be a stress free experience. Reviewed on: 21st February 2023

Spot on!

The ease of the app is appealing the way the monitor and support you is exceptional not just giving you what you cannot afford! Reviewed on: 21st February 2023

Highly recommend

Zopa have been brilliant. Using the services is easy and the app makes handling finances easy Reviewed on: 21st February 2023

So far pretty impressed

Was simple and easy to setup and so far not had any problems. Reviewed on: 21st February 2023

Easy to use

Customer service were very quick in responding. Responses were very clear, in terminology I understood. Reviewed on: 21st February 2023

One of the best credit card companies around

I would recommend Zopa to anyone that wants to get a credit card or any type of credit, as I have been using them for quite a while now and I am very happy with how everything works, easy to use and user friendly app, good customer support as well as notifications regarding any important information. Overall very satisfied and happy with Zopa. Reviewed on: 21st February 2023

Good service

All in all a good service of credit provided by Zopa Reviewed on: 21st February 2023

Payments

Payments are instant and easy to make Reviewed on: 21st February 2023

Great card

Did what it said on the tin. Helped boost my credit score by having a card Reviewed on: 21st February 2023

East to use

No fuss or bother, good credit limits, good comms Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.81 from 123712 reviews
Credit card
from 118 118 Money 4.73 from 5645 reviews
Credit card (discontinued)
from Metro Bank 4.71 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub