Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent credit card!

Great company, easy to use app, and they keep you updated frequently with anything to do with your account. Reviewed on: 21st February 2023

Value for money

Excellent customer service, warm and friendly staff who go the extra mile to support customers needs and requirements! Responsible lender Reviewed on: 21st February 2023

Her user friendly

I love how easy the app is to use and the clear information provided. Clarity of information means I can understand my finances Reviewed on: 21st February 2023

Excellent service

Excellent service and simple App to help manage payments. Ensured communication and guidance throughout the application and usage of the credit card service. Reviewed on: 21st February 2023

Amazing

Zopa I’ve only been with less than a year it’s a good credit card would recommend Reviewed on: 21st February 2023

Good credit card company with great benefits, rewards, and exceptional customer service

I had a fantastic experience with this credit card company! Their rewards program is top-notch, and their customer service team is always helpful and friendly. Plus, I appreciate the additional security features they offer to protect my account. Overall, I highly recommend this credit card company. Reviewed on: 21st February 2023

Great Company with the best App.

The Zopa App to manage my credit card is one of the best apps I've ever used. You can find everything you need so easily. Customer service is very good also. I love being with Zopa ! Reviewed on: 21st February 2023

Just amazing!

I applied for a Zopa credit card at the age of 18 and it was so easy!! They’re very good at communicating and the best credit card company I’ve used! I would recommend to anyone of any age!! Reviewed on: 21st February 2023

Fantastic

Great credit card and the app is very easy to use. Reviewed on: 21st February 2023

Recommend

Amazing , helped me out a lot really recommend Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Nationwide 4.12 from 224 reviews
Classic Credit Card
from Bank of Ireland 4.06 from 6 reviews
All in One Credit Card
from Santander 4.39 from 24 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub