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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Credit card

5
Zopa has helped me with all my debts Reviewed on: 21st February 2023

Great for building credit rating

5
Keeps me informed about all purchases so I don't forget any transactions. Allows me to make payments early, so easy to stay on top of Reviewed on: 21st February 2023

Credit card

4
Good card great app and good communication Reviewed on: 21st February 2023

Quick and Easy

5
Easy to apply and easy to use App Reviewed on: 21st February 2023

Great credit card app

5
Immediate payments, credit cushions and easily manage my finances in handy app. Reviewed on: 21st February 2023

Amazing

5
So easy to use, keep track with app and kept up to date with all things. Best Credit Card by far. Reviewed on: 21st February 2023

Excellent

5
Very nice and quick app plus’s and services of customer it is faster Reviewed on: 21st February 2023

Great service

5
Ease of use, app is brilliant and well designed Reviewed on: 21st February 2023

Amazing to help you get back on track

5
Really helped me to boost my credit score and my finances Reviewed on: 21st February 2023

Excellent service

5
Always been a nice company to me great customer care and understanding of people’s situation Reviewed on: 21st February 2023

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