Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great and easy to use app

5
Nice and friendly customer service and useful app. Reviewed on: 21st February 2023

Credit card at its best

5
Great card , good interest rate Great people to deal with Good start up card for poor credit too Reviewed on: 21st February 2023

Excellent

5
Great card good app fab for using abroad Reviewed on: 21st February 2023

Great company

5
Give advice on saving as well as credit building Reviewed on: 21st February 2023

Credit available when you need it

5
Always been easy to use for credit when needed Reviewed on: 21st February 2023

Excellence

5
Brilliant card company friendly and helpful too Reviewed on: 21st February 2023

Excellent

5
Excellent service with hassle free products Reviewed on: 21st February 2023

Get the best

5
This company has helped me get on an even keel and the only road is up . Thank you so much Reviewed on: 21st February 2023

The helpful card

5
Card you must have in your pocket puts a smile on your face when you use it.and cashier love the look of it Reviewed on: 21st February 2023

Great wee card

5
No hassles and very handy would highly recommend Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products