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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service

5
Great credit builder card, easy acceptance Reviewed on: 21st February 2023

Highly responsive service.

5
Very helpful and customer oriented service. Reviewed on: 21st February 2023

Credit card

5
The card is helping pay my bills and I like the support Reviewed on: 21st February 2023

Easy peasy

5
Easy peasy credit card company. Good app. Keeps me informed as I need. Cannot fault them. Reviewed on: 21st February 2023

Fantastic service

5
Super easy to use makes life so much easier great overall service from Zopa Reviewed on: 21st February 2023

Excellent

5
I have an excellent experience for having this credit card. Reviewed on: 21st February 2023

My credit card

4
Recommend Zopa for being a great credit card Reviewed on: 21st February 2023

Easy to use

5
Easy to use easy to apply for good use of app Reviewed on: 21st February 2023

Recommended

5
I using zopa credit a months ago. I’m happy with that. I highly recommend for emergency funds. Reviewed on: 21st February 2023

Stunningly good

5
Always happy to help and constantly update me Reviewed on: 21st February 2023

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