Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Amazing company

Accepted me and Always very helpful to me Reviewed on: 21st February 2023

Awesome

Helps when in need sorted me out some bills Reviewed on: 21st February 2023

Good rates, great website.

Having been a customer for a while I can safely recommend this credit card to others. Reviewed on: 21st February 2023

Customer service

Absolutely brilliant company, tailored to my needs and always on hand if need be, customer service is great with highly trained and experienced staff...would highly recommend 100%..wish I'd known about Zopa sooner. Reviewed on: 21st February 2023

Super supportive and has helped me with my credit rating! Yippee

From the first call to receiving my card the company was honest clear and supportive Reviewed on: 21st February 2023

RS

Very good company, I like,recommend for people. Reviewed on: 21st February 2023

Fair lender

Zopa took a chance with me when other lenders wouldn’t. They have gave me a chance to show I can be a responsible borrower. Reviewed on: 21st February 2023

Efficient and fair with all customers

I would recommend it to anyone as they are extremely helpful to their customers Reviewed on: 21st February 2023

Easy to use, sensible credit limits

Easy to apply for, sensible credit limits and easy to use app explains everything in easy basic language Reviewed on: 21st February 2023

Always been a handy credit card to have!!!!

I have been with Zopa for a few years now and they are a sensible lender with inflation and price hikes sometimes utilising the credit card has allowed me to still live my life and pay back affordable payments would recommend to anyone with an easy app to manage and pay bills it’s a 10/10 Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 3.49 from 116 reviews
Clubcard credit cards
from Tesco Bank 3.93 from 349 reviews
Premier Credit Card
from HSBC 3.99 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub