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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great communication

It is so easy to use Zopa. They communicate with you to ensure you never go over your limit and give good advice on responsible ways to use the card. The app is really handy too. Reviewed on: 21st February 2023

Flexibility

Love my credit card and app easy to use love it Reviewed on: 21st February 2023

Absolutely recommended

I'm was very happy to use that card easily Reviewed on: 21st February 2023

Card

Very easy to use and good that I can use through my phone Reviewed on: 21st February 2023

Very good

Very friendly staff and helpful Reviewed on: 21st February 2023

Easy to use

Great product easy to use and good communication. Reviewed on: 21st February 2023

A card for all reasons.

Choose a Zopa Credit Card for all your needs. A realistic credit limit, easy repayments and everything is at your fingertips with the easy to use app. Why choose anything else? Reviewed on: 21st February 2023

Great Company and Service!

I love Zopa! As a responsible lender they’ve always provided an holistic service that helps people gain control and understand how credit works and how to use it to their benefit! One of the best banking apps! It’s a joy to be a customer of theirs!! Reviewed on: 21st February 2023

Simple easy and results followed

Very straight forward really happy, would definitely recommend people Reviewed on: 21st February 2023

Great card

The app is useful and really easy to use Reviewed on: 21st February 2023

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