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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Igor

5
The service is very good, the customer service is also easy to reach and they are very responsive. Reviewed on: 21st February 2023

Amazing card.

5
I’ve recommended to all my friends.Got an increase really quick, can also create a savings account. Very useful! I think everyone should have one. Reviewed on: 21st February 2023

Top notch

5
My experience with Zopa has been amazing, it gives you a opinion to give you a credit cushion so you don’t spend to much and always there to help with any customer care problems Reviewed on: 21st February 2023

Good rates easy to apply

5
Easy process to apply, quick confirmation for approval, good app, easy to manage my card and payments. Reviewed on: 21st February 2023

Great Service

5
Great service all the time I have called them Reviewed on: 21st February 2023

Reliable

5
With it, I'm able to balance my financial stability and it's easy to use with no hidden fees. Reviewed on: 21st February 2023

Great

5
Never have an issue with this company. The app is so easy to use. Great!. Reviewed on: 21st February 2023

Brilliant and simple service to use

5
Very easy to use the service. Transparent and always kept up to date with all information regarding my account. Would highly recommend. Reviewed on: 21st February 2023

Super easy app

5
The app is amazing so easy to navigate Reviewed on: 21st February 2023

Great

5
Thank you so much, all well It is a great bank. I highly recommend it to my friends Reviewed on: 21st February 2023

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