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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa Credit Card

5
Brilliant company who are inclusive to all regardless of circumstances. Reviewed on: 21st February 2023

Amazing

5
Fabulous to have as a back up being a single parent to two children. Especially now when the cost off everything has gone up Reviewed on: 21st February 2023

Amazing

5
It’s amazing I can spend money and pay it back with interest Reviewed on: 21st February 2023

Great company super rates

4
Very professional easy to apply and have an online interactive portal Reviewed on: 21st February 2023

Quality service

5
Their service is like that of speed of light. Fast without glitches. Reviewed on: 21st February 2023

The best credit card of uk

5
Zopa is the best credit card I have ever used. The app is very user friendly. The Interest rate is way to less when compared to other cards. Its one of the best for the people of uk Reviewed on: 21st February 2023

Easy peasy, nice app too

5
Honestly, easy to apply, easy to manage, very useful app. Reviewed on: 21st February 2023

Perfect

5
Easy and clear to use app. Never had any problems. Reviewed on: 21st February 2023

Zopa credit card

5
The zopa credit card is extremely easy to use, you can do everything you need in the app Reviewed on: 21st February 2023

Great product

5
Really easy to use, super helpful staff, really good card and app is perfect Reviewed on: 21st February 2023

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