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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very affordable

Very easy to make payments and use app. Reviewed on: 21st February 2023

Love the simplicity of it

Been using a zopa credit card for nearly 2 years now and its help me build a great credit rating and the app is so easy to use to manage your account, i am really pleased Reviewed on: 21st February 2023

Highly recomended

Very good experience its easy and convenient to used Reviewed on: 21st February 2023

Great service

Excellent customer service and the best tracking and credit building card I have seen on the market would highly recommend Reviewed on: 21st February 2023

Easy to use

Easy to use and manage payments Reviewed on: 21st February 2023

No issues

Had a card for a few minths no issues no excessive charges or interest Reviewed on: 21st February 2023

Best credit card

Smart,really easy to use.Fair interest and helpful Reviewed on: 21st February 2023

Brilliant

I have never had any issues with Zopa. They are a brilliant credit card provider. Constantly send notifications to let you know where you are at and keep you in the loop. Brilliant security when it comes to ordering online too with no worries Reviewed on: 21st February 2023

So easy to use

So easy to use always keep you updated 9n what you spend and your balance great card Reviewed on: 21st February 2023

Quick and effective

The one thing I do really appreciate is how quickly zopa update and credit your account. Day to day like is a struggle for everyone in this world, but for me personally Zopa make it easier. Thank you. Reviewed on: 21st February 2023

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