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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great App

Straight forward account easily managed by an equally straightforward app. Reviewed on: 21st February 2023

Great

Amazing, good quality for this product Reviewed on: 21st February 2023

Quick and easy to use

Good credit limit and easy to pay each month Reviewed on: 21st February 2023

The best company so far

Their products are top notch without hidden charges Reviewed on: 21st February 2023

Amazing

So simple to use , love how fast the money is on the card after payment. recommended Reviewed on: 21st February 2023

Excellent service

Excellent service and fantastic credit card Reviewed on: 21st February 2023

Easy to use

The Zopa card is extremely easy to (no Apple Pay integration though) and extremely easy to keep track of and pay into. Reviewed on: 21st February 2023

Credit card

Very happy with my credit card very helpful staff Reviewed on: 21st February 2023

Excellent

It is a very excellent company Reviewed on: 21st February 2023

Everything is so easy

No hassles or problems. Everything is straightforward as easy to use Reviewed on: 21st February 2023

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