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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Credit card

Zopa are great, great interest rates, great lenders, great support. The support team are very helpful and supportive. Reviewed on: 21st February 2023

Intrest rate

Zopa is a very good credit card with a great customer service but if would even be better if they reduce the intrest rate. Thanks Zopa Reviewed on: 21st February 2023

Cracking Card - Easy Management

really easy to use app, easy firm to deal with Reviewed on: 21st February 2023

Fantastic credit card

Very easy to apply , fantastic customer service , great offers ,good support Reviewed on: 21st February 2023

Good company for all needs

Have to say one of the best credit cards out there no hassel with anything and awesome customer service to add Reviewed on: 21st February 2023

The best of the best

100 % satisfaction wherever you go Reviewed on: 21st February 2023

Fantastic Service and Products

From day one zopa has provided transparency and superb customer service. Reviewed on: 21st February 2023

Very useful

Been good to me, good service. It is handy when running short. Very useful Reviewed on: 21st February 2023

Fantastic card!

I started with low credit limit due to my credit score. But paying my bills on time and finally getting a better score I was able to finally boost my credit limit! (Which didn’t take to long) Paying pack money on the app is really easy too! With only a press of a few buttons it’s quick and easy! Zopa is definitely the card to go for when you need a credit card with a good low apr. Thanks zopa Reviewed on: 21st February 2023

Great credit card.

The credit card was easy to apply for and the credit limit was quite fair given that I had little to no credit history in the UK. Repayments are processed instantly and reports to the credit agencies are accurate and timely. Reviewed on: 21st February 2023

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