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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Amazing service

I have been a Zopa customer for just under one year and they have the most easy and accessible way to control your credit card with faultless service. Reviewed on: 21st February 2023

Happy Customer

Really easy to apply for this card, easy to get app on my phone and add to my iWallet and just no hidden bits 'n bobs. Very happy with it. Reviewed on: 21st February 2023

Great service

A very great Reviewed on: 21st February 2023

Goog credit card

Good credit card, but b they should have a higher limit Reviewed on: 21st February 2023

Great

Great service, no problems at all Reviewed on: 21st February 2023

Excellent

Never had any issues with my product and always ready with any information needed Reviewed on: 21st February 2023

Credit card

Great service for a credit card plus customer care is good Reviewed on: 21st February 2023

Strived to help, when others didnt

You won't be disappointed with Zopa. Loan, Savings, Credit Card, Shame they don't do bank accounts! Reviewed on: 21st February 2023

Very happy

App is easy to use, I’m very happy Reviewed on: 21st February 2023

Amazing

Just Awesome Liked this product Recommend to others as well Reviewed on: 21st February 2023

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Want to see more from Zopa?

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