Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Incredibly stress free credit card

Overall one of the best card companies I’ve used. Very user friendly app, does everything and more Reviewed on: 21st February 2023

Fab service

Given me second chance to get credit better. So easy to use and helpful. Reviewed on: 21st February 2023

they have good products

im really happy with the credit card Reviewed on: 21st February 2023

Credit card

The credit card helps me to buy stuff what I need like food, shopping and other stuff Reviewed on: 21st February 2023

Smooth and easy

Pretty easy review….. smooth to get one , easy to use when get it…. Simple Reviewed on: 21st February 2023

Absolutely brilliant

Easy to use, excellent advice. Brilliant customer service. I would recommend it to all. Reviewed on: 21st February 2023

Good choice.

I hadn’t heard of zopa until I looked for available credit card, they are efficient, friendly, understanding and they are good at providing info via their app, Reviewed on: 21st February 2023

Zopa Review

Easy to apply and a decision in minutes on loans and credit cards Reviewed on: 21st February 2023

Excellent service

Any problems I’ve had I’ve call and spoken to a human that has resolved any issues Reviewed on: 21st February 2023

Quick and easy

It took no time for me to get the credit card. And their customer service is v good too Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic credit card
from Capital One 4.19 from 303 reviews
Fluid credit card
from NewDay 3.88 from 105 reviews
Select Credit Card
from Nationwide 3.87 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub