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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to use

Great app, easy to understand and easy to use. Reviewed on: 21st February 2023

If Carlsberg done credit cards

Nothing is too much for the team, same day payments are a godsend if you’ve not set up a direct debit on your account. Definitely a must for any credit card user Reviewed on: 21st February 2023

Very good

Very good highly recommended good interest rates very honest and trustworthy reliable and instant access im impressed all round Reviewed on: 21st February 2023

Excellent card

Simply amazing. Can be used everywhere including online purchases Reviewed on: 21st February 2023

The ronseal of credit cards does exactly what it says on the tin.

User friendly app. Fair rates. Great customer service. Very flexible and helpful unlike other providers. No surprise they have been nominated for an award. Reviewed on: 21st February 2023

Miss

Very good Reviewed on: 21st February 2023

There whenever I need

Great to handle and manage, always there when I need and easy to use. Reviewed on: 21st February 2023

Credit card

Great card with sensible limit, manageable. Great communication and easy to navigate app Reviewed on: 21st February 2023

I like very much

I refer so many friends to your car finance and card They all so so happy Reviewed on: 21st February 2023

Great company

Excellent company, easy app and customer service it great. Reviewed on: 21st February 2023

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