Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent service

5
I have a credit card, really excellent service! Reviewed on: 21st February 2023

Excellent service

5
Great company to have a credit card with, highly recommend Reviewed on: 21st February 2023

Great service

5
Clear and well designed app. Easy to use. Would recommend. Reviewed on: 21st February 2023

Current & Efficient Credit Card

5
This credit card is fresh and modern and easy to use. The app is efficient and you can manage everything you need to from there. Reviewed on: 21st February 2023

Very responsible company @ helping out those who are struggling & do everything they can to help you in every way possible

5
Been with ZOPA for we bit now easy to work whith very understanding communication whith company and credit card aye have helps me out with the things that are important so yes thanks again Zopa Reviewed on: 21st February 2023

Easy to use

5
Very easy, great app, very clear and precise. Reviewed on: 21st February 2023

Brilliant!

5
Nice and friendly customer service. Card itself looks nice and app to kake payments are very user friendly. So 10/10 Keep it up guys. Reviewed on: 21st February 2023

Excellent service

5
No hassles .just easy to use .good for everyday use . Reviewed on: 21st February 2023

Great card!

5
A great company, a great app that is easy to use and keep track of spending. Couldn’t recommend enough Reviewed on: 21st February 2023

Love this card

5
It’s help me in my rainy day There help line is very helpful Easy to use their mobile app You can track your all expenses through the app I really like Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products