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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good rate offered 0%

Happy with credit card. Easy to pay, rate at 0% for first 3 months Reviewed on: 21st February 2023

My cars

Very good and helpful company Reviewed on: 21st February 2023

Very good easy credit card

Very easy to use and offers people that haven't got a glowing credit report a chance to change there fortunes. Reviewed on: 21st February 2023

great company, great customer services ethics

I am always delighted to speak to your team Reviewed on: 21st February 2023

Great Customer Service

So far they have been very good and supportive with allowing the right amount of credit as needed as well suprisingly good customer support. Reviewed on: 21st February 2023

Great company

Decent credit limit from a company that treats you fairly, when other won't. Reviewed on: 21st February 2023

Happy

I have always enjoyed my Zopa credit card very friendly staff always there to help if you need some advice Reviewed on: 21st February 2023

Very good customer service, whole process was easy

The whole application process was very easy. Good customer service Reviewed on: 21st February 2023

Perfect for what i needed

Application was stress free and i love using the app Reviewed on: 21st February 2023

Awesome

The Zopa app is not just a credit card but gives an overview of your financial wellbeing Reviewed on: 21st February 2023

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