Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43497 reviews)

View other Zopa products

4.94

Based on 43,497 reviews, last reviewed 22nd Mar 2026

155900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy to deal with, very quick service,excellent... Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43497)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great value for money highly recommend

Great value for money highly recommend Reviewed on: 15th January 2026

So easy to apply for and managed well via the app wh...

So easy to apply for and managed well via the app which is easy to use Reviewed on: 15th January 2026

Brilliant company always able to get up to date inf...

Brilliant company always able to get up to date information Reviewed on: 15th January 2026

I got this as a credit building tool, and have been...

I got this as a credit building tool, and have been able to increase my score steadily since i started using it, with sensible limit increases and excellent app to give great visibility and ease of management of my account. Reviewed on: 15th January 2026

A great company.

A great company that helps and advises. Reviewed on: 15th January 2026

good experiance

very nice and easy setup with all help needed Reviewed on: 15th January 2026

Excellent choice

Since receiving my account, everything has been extremely easy. From spending to paying back. Reviewed on: 15th January 2026

Easy to get money from cash point

Easy to get money from cash point Reviewed on: 15th January 2026

ZZOPA IS CREDIBLE

Service is satisfactory and procedures are easy to follow. Reviewed on: 15th January 2026

Zopa's onboarding experience was clean and quick.

Zopa's onboarding experience was clean and quick. Clear communication, and very helpful Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.90 from 539 reviews
Credit card
from HSBC 3.05 from 118 reviews
Credit builder card
from thimbl. 4.88 from 18 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub