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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Best credit card

I have been using zopa card and is helping through this time when the a country is soo hard Reviewed on: 21st February 2023

Great service

Great communication and service hep available if needed with support Reviewed on: 21st February 2023

Good Service

I have been using Zopa for several months now and there is not one thing I want to complain about: everything is flawless. Reviewed on: 21st February 2023

Great credit card provider

App is so easy to use and never any problems when I've had any questions or concerns about my card. Reviewed on: 21st February 2023

Great company

Gives regular up dates as well as hints and tips for money saving Reviewed on: 21st February 2023

Zopa

So easy to deal with. Amazing customer service and easy to use app Reviewed on: 21st February 2023

Great App - user friendly and amazing!

Amazing app, really easy to use always reliable. Reviewed on: 21st February 2023

Fab app

Good reminders of next payment due and good app Reviewed on: 21st February 2023

Great

This credit card has proved very useful. It’s super easy to manage my account through the excellent app and I can clearly see where things stand and what I need to be paying and when. It’s also really easy to make payments through the app, both regular payments and extra ones. It’s super easy to manage and has helped me regain control over my finances. Reviewed on: 21st February 2023

Fantastic credit card and company

Since the day I received my card, I have had no issues, no hidden charges and absolutely delighted with the service. Definitely choose this over any other companies I've used previously. Reviewed on: 21st February 2023

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